Redlands city employees fe
  • Home
  • Membership
  • About Us
    • Newsletters
    • Contact Us
  • Products & Services
  • Rates & Fees
    • Savings Rates
    • Loans
    • Schedule of Fees
  • Fun Stuff
  • ProPay Payments
  • Home
  • Membership
  • About Us
    • Newsletters
    • Contact Us
  • Products & Services
  • Rates & Fees
    • Savings Rates
    • Loans
    • Schedule of Fees
  • Fun Stuff
  • ProPay Payments
Search
LOAN INTEREST RATES

*Annual Percentage Rate
New Auto      (if you have a loan at a lower rate, we will give you .25% lower, not to be lower than our lowest rate)     
Term of Loan        730+        680-729        640-679        600-639       599 or less         Minimum $        Maximum LTV
36MN                     2.45%          4.45%            6.74%             8.75%          15.00%               $3,500.00                    110%
48MN                     2.45%         
4.45%            6.74%             9.00%          15.00%               $5,000.00                    110%
60MN                     2.45%         
4.45%            6.74%             9.25%          15.00%             $10,000.00                    110%
72MN                     2.75%          4.75%            7.74%             9.50%          15.00%             $15,000.00                    110%
84MN                     3.74%          5.74%            8.25%           11.00%          16.00%             $25,000.00                    100%
Used Auto **    
(if you have a loan at a lower rate, we will give you .25% lower, not to be lower than our lowest rate)       
Term of Loan        730+        680-729        640-679        600-639        599 or less        Minimum $         Maximum LTV
36MN                      2.45%         4.45%            6.74%            8.75%           15.00%             $3,500.00           110% of low KBB
48MN                      2.45%         4.45%            6.74%            9.00%           15.00%             $5,000.00           110%
of low KBB
60MN                      2.45%         4.45%            6.74%            9.25%           15.00%           $10,000.00           110% of low KBB
72MN                      2.75%         4.75%            7.74%            9.50%           15.00%           $15,000.00           110% of low KBB
84MN                      3.74%         5.74%            8.25%          11.00%           16.00%           $25,000.00           100% of low KBB
**Note-Vehicles 6 years or older or over 60,000 miles--add2%
The following rates include all new and used motorcycles, motor homes, and boats, etc.**
Term of Loan        730+        680-729        640-679        600-639        599 or less              
36MN                      4.74%         5.74%            6.74%           10.75%           16.00%            
48MN                      4.74%         5.74%            6.74%           10.75%           16.00%           

60MN                      4.74%         5.74%            6.74%           10.75%           16.00%          
72MN                      5.74%         6.74%            7.74%           11.75%           16.00%          
84MN                      6.74%         7.24%            8.24%           12.25%           16.00%   
For new and used motor homes and travel trailers only
96
MN                      7.24%         7.74%            8.74%           12.75%           16.00%          

108MN                    7.74%         8.25%            9.24%           13.25%           16.00%          
120MN                    8.24%         8.74%            9.74%           13.75%           16.00%              
**Note-Vehicles 6 years or older or over 60,000 miles--add2%
                                                                                                                              
                                                                                                                            
 
FICO SCORES                                  Unsecured                                            Holiday & Vacation
751 and above                                    6.50%                                                                6.50%
                                                                                                                          Loan limit: $1,500.00 
                                                                                                                                         12 mns
730-750                                                 7.50%                                                                7.50%
                                                                                                                          Loan limit: $1,500.00
                                                                                                                                          12 mns
680-729                                                  9.50%                                                                9.50%
                                                                                                                          Loan limit: $1,500.00
                                                                                                                                         12 mns
640-679                                                12.50%                                                              12.50%
                                                                                                                          Loan limit: $1,500.00

                                                                                                                                         12 mns
600-639                                                14.50%                                                              14.50%
                                                                                                                          Loan limit: $1,500.00

                                                                                                                                          12 mns
599 or less                                           16.00%                                                               16.00%
                                                                                                                         Loan Limit $1,500.00

                                                                                                                                          12 mns

Members with a minimum of one year of service may borrow up to $5,000-36mns.
Members with three years of service may borrow up to $7,500-36mns.
Members with five years of service may borrow up to $10,000-36mns.
Members with seven years of service may borrow up to $15,000-48mns
Members with ten years and over service of service may borrow up to $20,000-60mns. 


Rates may change at any time as determined by the Credit Union Board of Directors.
Picture
Proudly powered by Weebly
  • Home
  • Membership
  • About Us
    • Newsletters
    • Contact Us
  • Products & Services
  • Rates & Fees
    • Savings Rates
    • Loans
    • Schedule of Fees
  • Fun Stuff
  • ProPay Payments