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Savings
RCEFCU’S Share Savings account is the basic member savings account, requiring a single $25.00 deposit and a $5.00 membership fee to open the account. This account establishes your one share, one vote in your credit union. Every Member has a Share Savings account, which is good for a lifetime. This account features unlimited deposits and withdrawals. Once members establish a Share Savings account they are eligible for all the other products and services offered by RCEFCU. Holiday Club Want to save money for the holidays? A Holiday Club account is the perfect choice. This account may be opened anytime throughout the year. Your deposits are made automatically each month to ensure you will have the cash you need for the holiday. November 1, the credit union will mail you a check or automatically transfer the funds into your share account. Make your next holiday season more festive with a Holiday Club account from RCEFCU. Vacation Club Want to save money for your vacation? A vacation club account is the perfect choice. This account may be opened anytime throughout the year. |
Loans
New/Used Vehicles-up to 84 months, rate as low as 2.45%. New/Used Recreational Vehicles-up to 84 months, rates as low as 4.74%. New/Used Boats-up to 84 months, rates as low as 4.74%. New/Used Motorcycles-up to 84 months, rates as low as 4.74%. Unsecured-$20,000 maximum total, up to 60 months, rates as low as 8.5%. Holiday/Vacation-$1,500 maximum, up to 12 months, rates as low as 8.5%. Share Secured-minimum loan amount $200.00, up to 120 months, 2%-5% over dividend earned. Credit Disability Insurance
In the event you become totally disabled by sickness or an accident, credit disability insurance pays your loan payments up to the policy maximum. The premium for this service is added to your regular loan payments. For full policy details please contact the credit union. Speak with us for complete details. Payroll Deduction Take a portion of your paycheck and have it automatically deposited to your Credit Union account. Most members find payroll deduction the most convenient method of making loan payments or setting aside money for their Holiday/Vacation club. Stop by the Credit Union for more details. |
