SCHEDULE  OF  FEES

Entrance                                                                                     $5.00
Late Loan Payment (after 10 days)                                     $15.00
Returned Mail                                                                           $5.00
Dormant Act (after 12mns)                                                    $2.00 mn
Stop Payment                                                                           $30.00
Returned Deposited/Payment Item                                      $25.00
Check/Statement Copy                                                             $10.00
Levies/Garnishments-IRA, State, Marshall, etc                   $30.00
Account Research                                                                    $25.00/hr
          (min $25.00)
Overnight Mail                                                                         $25.00